Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday guarnatee fraud. The two girls allegedly told the police that thieves had stolen nearby £1,000 of their possessions, along with a camera and laptop computer. However, officers became suspicious of their calm demeanour and the fact that it had taken the girls days to description the alleged offence.
The police subsequently demanded to see the girls' lodgings, where they claim to have uncovered all the possessions which the girls claimed had been stolen en-route to Brazil's Iguassu Falls. Rebecca and Shanti could face up to five year's imprisonment if they are found guilty of committing holiday guarnatee fraud in Brazil, and this sentence is in fact quite lenient when you reconsider some of the punishments that they could face if they had committed the crime in a separate country.
Travel
In England, tourists face up to 10 years imprisonment as a consequent of manufacture fraudulent holiday guarnatee claims. This sentence could even be on top off further penalties, such as repayment of the estimate you claimed and compensation to your voyage guarnatee company. You would have notion that the expectation of a ten year prison sentence would put most citizen of committing voyage guarnatee fraud, but last year 4,300 dishonest claims worth £5million were made straight through holiday guarnatee companies in the Uk alone.
Overseas police soldiery and voyage guarnatee companies, have now started to get increasingly more vigilant about holiday guarnatee cheats, a policy which no doubt led to the arrest of Rebecca and Shanti. Details of fraudulent voyage guarnatee claims have now been kept on an industry-wide database, which will be accessed by the Financial Services Authority and guarnatee companies. This means that anyone caught trying to commit holiday guarnatee fraud will now automatically face higher guarnatee costs and have mystery obtaining other guarnatee cover, such as home insurance. On top of this, attempting to commit voyage guarnatee fraud may also impact on your prestige rating, which would make it more difficult to get goods or borrow money in the future.
It is reported that 75,000 Britons have at some point in their lives committed holiday guarnatee fraud, whether by manufacture a false claim or by exaggerating an existing one. Records from voyage guarnatee companies show that Britons lose more Louis Vuitton luggage abroad than is in fact ever sold in the Uk.
So many fraudulent claims, however, could see the end of cheap voyage insurance, as holiday guarnatee companies may need to put up their prices in order to make up for the losses that they may incur.
Rebecca and Shanti's Brazilian sentence may have seemed tough, but if the girls had attempted to commit holiday guarnatee fraud within the Uk then they would have risked a much stricter sentence.
trip insurance Fraud - The Consequences
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