Rebecca and Shanti were both honest law-abiding citizens with law degrees from Sussex University, so it came as something of a surprise when they were recently arrested in Brazil for committing holiday insurance fraud. The two girls allegedly told the police that thieves had stolen around £1,000 of their possessions, along with a camera and laptop computer. However, officers became suspicious of their calm demeanour and the fact that it had taken the girls days to record the alleged offence.
The police subsequently demanded to see the girls' lodgings, where they claim to have uncovered all the possessions which the girls claimed had been stolen en-route to Brazil's Iguassu Falls. Rebecca and Shanti could face up to five year's imprisonment if they are found guilty of committing holiday insurance fraud in Brazil, and this sentence is honestly quite lenient when you reconsider some of the punishments that they could face if they had committed the crime in a separate country.
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In England, tourists face up to 10 years imprisonment as a effect of production fraudulent holiday insurance claims. This sentence could even be on top off supplementary penalties, such as repayment of the whole you claimed and recompense to your voyage insurance company. You would have belief that the expectation of a ten year prison sentence would put most population of committing voyage insurance fraud, but last year 4,300 dishonest claims worth £5million were made straight through holiday insurance fellowships in the Uk alone.
Overseas police military and voyage insurance companies, have now started to get increasingly more vigilant about holiday insurance cheats, a procedure which no doubt led to the arrest of Rebecca and Shanti. Details of fraudulent voyage insurance claims have now been kept on an industry-wide database, which will be accessed by the Financial Services Authority and insurance companies. This means that whatever caught trying to commit holiday insurance fraud will now automatically face higher insurance costs and have strangeness obtaining other insurance cover, such as home insurance. On top of this, attempting to commit voyage insurance fraud may also impact on your reputation rating, which would make it more difficult to gather goods or borrow money in the future.
It is reported that 75,000 Britons have at some point in their lives committed holiday insurance fraud, either by production a false claim or by exaggerating an existing one. Records from voyage insurance fellowships show that Britons lose more Louis Vuitton luggage abroad than is honestly ever sold in the Uk.
So many fraudulent claims, however, could see the end of cheap voyage insurance, as holiday insurance fellowships may need to put up their prices in order to make up for the losses that they may incur.
Rebecca and Shanti's Brazilian sentence may have seemed tough, but if the girls had attempted to commit holiday insurance fraud within the Uk then they would have risked a much stricter sentence.
voyage assurance Fraud - The Consequences
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